UK Bank Accounts

Most of you know exactly what to do when you want to reduce your home insurance premium. Tips such as raising your deductible and adding security measures are often discussed in many other articles. In this part, however, we are going to talk about how you can reduce your home insurance premium even further.

Smoke alarms are simply perfect to install since they can help you protect the property from fire and reduce the home insurance premium substantially. You should also consider adding a sprinkler system to the property – the indoor type with proper safety features. Investing in these two added security measures is certainly worth it since they will eventually pay for themselves as you save money on your home insurance premium.

If you have a non-smoking household, make sure you mention that when applying for a home insurance. Non-smoking household is considered as less risky to insurance and the insurance company will be more than glad to provide you with a lower home insurance premium.

Improving your credit rating can also help reduce your home insurance premium. Insurance companies are now conducting credit checks when reviewing insurance applications and they will offer you the same comprehensive protection for a lower insurance premium when you have a positive credit rating.

Lloyds TSB Premier Current Account is one of the best bank accounts in the UK for all the right reasons. There are so many added benefits – valued at over £1,000 nonetheless – you can enjoy along with comprehensive banking services and basic benefits. Let’s take a look at what Lloyds TSB Premier Current Account has to offer, shall we?

Account maintenance fee is set at a reasonable level. For the first two months, you only need to pay £17 per month in order to maintain the current account. After the two-month period is over, the account administration fee is set at £25 per month. Lloyds TSB also offers 0.1% annual interest rate along with various banking channels including online banking and phone banking.

By opening a Lloyds TSB Premier Current Account, you also get worldwide and UK travel insurance. You will be thoroughly protected whenever you travel, whether it is for business purposes or pleasure. The Lloyds TSB Premier Current Account also comes with AA breakdown coverage, and of course a home emergency coverage.

Other banks are offering mobile phone insurance, but most of them only valid in the UK. This is not the case with Lloyds TSB Premier Current Account because the mobile phone insurance that comes with this particular bank account is valid internationally. You can also apply for up to £500 interest-free overdraft, perfect for emergency purposes and planned expenses alike. With over £800 worth of annual benefits to enjoy, Lloyds TSB Premier Current Account is one of the best bank accounts to get.