Even with so many banks now offering current accounts, HSBC bank account remains one of the most popular ones available on the market. This particular product is famous for being accessible via different banking channels. There are several interesting benefits you will get from HSBC bank account, and we are going to review them in this article.
If you are switching to HSBC current account from another bank, you will receive a nice £75 bonus upon registering your account. This is an interesting bonus indeed, especially since the minimum initial deposit is set at a relatively low amount.
As mentioned earlier, you can access your account easily using various banking options. Aside from direct banking at HSBC branches, you can also access your account online 24/7. Mobile banking is also a feature you get to enjoy when you use HSBC bank account for your financial needs.
Once you have created the current account with HSBC, you can also gain access to 4% AER or Gross Regular Saver. This is perfect for those of you who plan on saving your money over an extended period of time, since the money you save earns interest.
HSBC is also famous for being environment friendly. Instead of receiving account summaries through mail, you can opt for fewer paper statements and use electronic statement instead. The HSBC current account also comes with 19.9% overdraft rate with options for negotiation if you want to get an agreed overdraft with lower interest rate after 6 months.